Saturday, December 12, 2020

Work From Home Cell Phone Jobs Apply Now

However, there are dozens of money-making apps out there and if you find a few you like the money could up. While scrolling through your phone why not get paid to do just that. Then why not sign up to Wyzant and become an online tutor.

Vindale Research (Earn up to $50 per survey and $5 per referral). Bambinois a babysitting app that connects parents with sitters. With the app, you can connect with parents, receive babysitting requests, and get paid through Venmo or direct deposit.

Work From Home On Your Phone

So, it is not very difficult to earn approximately $50 per day if your work is sincere and efficient. You can earn around $5 per call for each mystery shopping. You can easily withdraw your earnings from this company through your linked PayPal account.

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The process will be similar when evaluating search results using your mobile device as it is the website. You earn points when you take surveys or interact with the app. On the app, you can vote in polls, filter the content by category that you want to participate in, enter contests and sweepstakes, and of course, take fun Toluna surveys. If you already have a Swagbucks account, then just sign in using your same credentials and the app will connect to your account. This innovative app lets you check into your local retailers and earn Swagbucks when you do. For subsequent payments, you can choose from a check, prepaid VISA, or a gift card to one of several retailers and restaurants.

Get Paid to Drive People with Uber

After you complete your evaluation and submit your report, you’ll receive payment via PayPal. When you receive a request, you’ll get details on the date, time, number of kids you’re sitting for, and other important information. Once you accept the job and complete the sitting, you’ll get paid through Venmo or direct deposit. After you get approved, the smartphone app connects you with customers who will pay you to pick out and deliver their groceries.

To get started, you’ll need at least one babysitting recommendation from a parent, although they don’t have to be a parent who uses Bambino. You can also get a background check to increase trust and win more jobs. As a full-service shopper, you get to work when you want and are paid per completed batch. Earnings vary depending on the size of the grocery order and how far the delivery location is.

Survey Taker

That means you can make as much as 200 Swagbucks daily. You’ll get paid via Paypal and testing projects can range between $5 up to $90 depending on the complexity and length of time it takes to complete. Although there are no payment details mentioned on their site, according to Indeed.com on average a wellness coach can earn from $25 per hour. They are completely legit, have been around and paying workers for at least a year now, probably a bit longer.

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To be considered you will need to do a video interview and have a background check done. This site is currently open to residents in a number of cities across the country. You can find out what areas Task Rabbit operates in. Large brands and individuals can then purchase your images and you earn 50 percent each time your photo is sold. Good luck to you, and I hope you find this ebook helpful if a non-phone job is what you are looking for.

How to Select Your Work from Home Phone

I am Global Head of Workplace at Nasdaq and Founder of Open Sourced Workplace. You find yourself very annoyed when telemarketers call you at home, but it becomes truly infuriating when they call your home office. The way to avoid this problem is with a telemarketer block feature. This automatically blocks those incredibly annoying computerized sales calls. It recognizes a robocall on the first ring, hangs up automatically, and blocks the number.

Allow the employees to use office phones from home and control their surroundings, increasing their energy and productivity levels. Get a remote office phone system up and running in minutes. Install the necessary apps, log in, set up your remote worker account. One of the many advantages of working from home is that it can be less distracting than the office. But unfortunately, this freedom to concentrate is far from absolute. The only way to prevent being disturbed by an unwanted call at a particularly inconvenient time is with a do not disturb setting on your phone.

This app makes it simple for you to cash in on your photography skills by selling your favorite phone photos to other people who want to buy them. Once you sign on the app, you’ll find a list of open jobs near you. And, since you can typically find customers, manage payments, and tweak your schedule all from your phone, the apps make everything super convenient. It’s simple, fun, and a good way to earn money in your spare time.

It enables your team members to make outbound calls and receive inbound calls from any location using a desktop app, laptop, or smartphone. Some companies will provide home workers with equipment. This would seem to answer the question about whether your own landline is necessary, but that is not always so. Most likely, you are not going to have only one employer for your work at home career, so why limit yourself? Another feature that many, but not all phones have is speed dial.

In addition to reliability and sound quality, important features are call forwarding and conference calls, as well as others that help improve your job performance. Freelancer is free to work anywhere, anytime, and for any employer. Many freelancing works are available, including data entry, web design, web development, digital marketing, freelance content writing, etc. One of the quintessential work-from-home jobs, freelance writers create content for websites, blogs, social media posts, and more. Unfortunately, it can be hard to find a full-time job from your phone.

No need to wake up two hours early or come back home late. Work should not take 4-5 extra hours out of your day just because you need to commute, as you will see with phone systems for remote offices. Replace the limited and often unreasonably expensive work lunches with fresh home-cooked meals that fit your dietary restriction and preferences.

This simple app takes all the trouble of setting up your online tutoring business. Basically, you download the app and get paid to have conversations with non-English speakers. You do not need any previous experience and you are able to work anytime you want.

This site allows you to do various tasks wherever you are located. This can include moving furniture, purchasing groceries, going to the post office, graphic design and writing among others. You can offer coaching services as a Yoga instructor, nutritionist, personal trainer. Whatever your wellness skill is you can get paid on Task Human for it. If you’re a professional within the health and wellness niche you can provide much-needed help to users through the Task Human app.

Friday, December 11, 2020

Resources Rates

To find the best mortgage rates in Frankfurt am Main, you should definitely compare different financings. In Germany, there are numerous mortgage lenders with different conditions and interest rates. With a mortgage rate comparison, you can quickly and easily compare the offers and get a good overview.

sefcu home loan rates

We will begin by asking you several key questions, which will help us determine which mortgage products could work best for you. Hypofriend GmbH is an independent mortgage broker certified with the §34i GewO supervised by BaFin. To find you the optimal mortgage in Frankfurt am Main, we will use our unique Hypofriend Recommendation Engine .

See what you can afford based on your personal situation

Unlike many brokers, we won't charge you any fees for our services. This depends on several factors, such as the amount of the mortgage and how much you want to pay back monthly. The rule of thumb is that the monthly mortgage payment should not exceed 40% of your net income. This will ensure you have enough money for your living expenses.

Here is everything in one place to help figure that out. Once you've selected your mortgage offer, we will provide you a document checklist that shows all the required document you need to submit. Banks in Germany like safety and are interested in you paying back the mortgage.

Standard Vehicle Rates

The amount of equity required cannot be answered in general terms. A fixation period which is too short could cause you financial hardship if interest rates go up significantly in the future. However, too long a fixation period could result in high costs, inflexibility, or exorbitant cancellation fees if you move on early.

We will begin by asking you a number of key questions, which will help us determine which mortgage products could work best for you. To find the best mortgage for you, we compare offers from more than 750 lenders and their conditions across Germany. For purchase and refinance loans over $100,000, 0.125 percent has been deducted from current rates. For purchase and refinance loans over $100,000, the stated rate has been reduced by 0.125% to reflect a discount. Our advanced technology compares mortgage options from over 400 German lender and our mortgage experts will explain each offer.

See what you can afford in Frankfurt am Main

But you take a risk as a higher loan balance remains at the end of the fixed interest rate and you may have to take out significantly higher refinancing for it. To optimize the recommendation engine, we review daily the mortgage products and conditions of over 750 lenders. This is how we can understand exactly what offers are available and what conditions they have. The repayment determines important conditions of your mortgage in Frankfurt am Main, for example, the repayment period and the monthly loan installment.

“We had a fantastic experience negotiating the complexities of the German banking system with Basar's help. We were able to secure a loan for even more than we expected with a fantastic rate and this was done quickly and with great customer service. From the first touchpoint, they guided us through step by step and answered our overwhelming amounts of questions. In your secure online account, you can easily upload your required personal, property and mortgage documents to get approved faster than traditional brokers.

From mortgage calculator to your dream home

To find the right fixed interest rate for you, you should seek advice from our independent experts. We'll help you lay the foundation for your optimal mortgage. In Germany, there are many mortgage lenders with different conditions and interest rates. The interest rates vary because banks calculate risks differently. In general, three factors influence the calculation of interest rates at the bank.

Depending on the federal state, the property transfer tax is between 3.5% and 6.5% of the purchase price. Our German mortgage calculator lists all additional purchase costs. The more equity or savings you bring in, the lower your loan-to-value ratio LTV and hence the interest rate at which the bank grants you your mortgage. Typically, banks lower the interest rate gradually in 5% steps of the LTV.

SEFCU Mortgage Services

Closing cost assistance excludes Transfer Taxes or Mortgage/Intangible Taxes . Contact CEFCU for details, including more specific information about third-party fees. The annual percentage rate will not fall below 2.99% APR. Reduced rates may be available through the purchase of "points" equal to 1% of the loan amount.

sefcu home loan rates

Mortgage rate in Frankfurt am Main have been much higher in the past, and you may have to pay considerably more for the follow-up financing. Due to the many different factors that influence the interest rates for a mortgage in Frankfurt am Main, it is important that you receive individual consultation. Our experts are on hand to give you all the advice you need and help you find the optimal construction financing. Mortgage rates in Germany are usually calculated based on the risk that the borrower will not repay the loan. If you make a low down payment, you will need a higher loan amount and a longer term.

Loan Rates

Our team of experts will find you the optimal mortgage in Germany online. To qualify, the home being used as collateral may not be for sale; Bridge Loans and Lot Loans are not eligible for closing cost assistance. Property insurance is required and not included in closing costs.

This is because the bank pays for the security of a long fixed-interest period of 20 years, for example, by charging a higher interest rate. But if you plan to live in the property in Frankfurt am Main for only ten years and then sell it, your loan will cost you more than necessary. If, on the other hand, you plan to live in your home for twenty years, you should fix the interest rate for longer. Assuming it expires after ten years, you will need follow-up financing.

Your German Online Mortgage Broker

“Simply put, my wife and I would not have our dream home without the help of LoanLink and Başar. Although our personal/financial situation was less than ideal, Başar was able to secure us an extremely favourable loan. I really doubt another broker could have done as well." Together with our team of experienced brokers, you will understand the nuances of your situation and fine-tune your mortgage decision.

sefcu home loan rates

This goes on until at the end of the loan, the principal repayments are almost 100% of the monthly annuity. In other words, your savings component increases, month by month, year by year. Aside from the real estate agent fees, additional purchase costs are usually paid only by the buyer.

SEFCU Business Mastercard®

To request HMDA data for calendar years prior to 2017, please inquire at this office regarding the locations where HMDA data may be inspected. Once the mortgage lender has received the required payment order documents, they will pay out the loan. Hypofriend GmbHis an independent mortgage broker certified with the §34i GewO supervised by BaFin. Hypofriend works together with over 750 partner banks to find customers the optimal mortgage. We'll calculate your maximum property budget based on your income, savings, residency status and the criteria of our 750+ partner banks.

Under certain conditions, it is also possible to finance a property without equity. These include, for example, a very good credit rating, a very high income, and an excellent location of the property. However, the bank will charge significantly higher interest. To find you the optimal mortgage, we will use our unique Hypofriend Recommendation Engine.

Credit Builder Credit Card

Whether you are buying a property as a primary residence, second home or an investment property in Germany, every state has their own purchase fees. The rates, terms, and up to 100% financing on vehicle loans are available to well-qualified borrowers. Terms are also subject to limitation based on vehicle model year. The Home Mortgage Disclosure Act Notice data about our residential mortgage lending is available for review.

sefcu home loan rates

To find the best mortgage rates in Frankfurt am Main, you should definitely compare different financings. In Germany, there are numerous mortgage lenders with different conditions and interest rates. With a mortgage rate comparison, you can quickly and easily compare the offers and get a good overview.

See what you can afford based on your personal situation

Our team of experts will find you the optimal mortgage in Germany online. To qualify, the home being used as collateral may not be for sale; Bridge Loans and Lot Loans are not eligible for closing cost assistance. Property insurance is required and not included in closing costs.

sefcu home loan rates

However, the rule of thumb is that the monthly payment on a mortgage in Frankfurt am Main should not exceed 40% of your net income. This can ensure that you have enough money for your living expenses. So if you have a net income of 3,000 euros, your rate should be a maximum of 1,200 euros. Fixed interest rateThe longer you fix the interest rate, the more security you have in planning your mortgage loan. However, you also have to accept higher costs, because the longer the fixed interest rate, the higher the interest rate that the bank will call. With a short fixed interest rate period, on the other hand, you benefit from a lower interest rate.

Looking for a new mortgage or want to remortgage?

The monthly repayment rate comes from the loan amount, the annual interest rate, and the annual repayment rate. Particularly long fixed interest rates are usually higher. Vice versa, the slower you repay your loan, the higher your financing costs will be. How fast you repay your mortgage loan depends on the amount of your monthly rate and additional repayments you may make.

sefcu home loan rates

To find the right fixed interest rate for you, you should seek advice from our independent experts. We'll help you lay the foundation for your optimal mortgage. In Germany, there are many mortgage lenders with different conditions and interest rates. The interest rates vary because banks calculate risks differently. In general, three factors influence the calculation of interest rates at the bank.

Depending on the federal state, the property transfer tax is between 3.5% and 6.5% of the purchase price. Our German mortgage calculator lists all additional purchase costs. The more equity or savings you bring in, the lower your loan-to-value ratio LTV and hence the interest rate at which the bank grants you your mortgage. Typically, banks lower the interest rate gradually in 5% steps of the LTV.

sefcu home loan rates

That is why banks in Germany are so strict about approving a mortgage. However, the loan should be paid off by the time you retire, if possible, but should not exceed your income. Mortgage rates have fallen sharply in recent years in Germany. While interest rates were around 6.5% in 2000, they have settled at around 1% in recent years. The low interest rates are a great advantage for buyers since the cost of the loan is rather low compared to the past and you can borrow money cheaply. Private Mortgage Insurance is required for loans over 80% loan-to-value.

Mortgage rate in Frankfurt am Main have been much higher in the past, and you may have to pay considerably more for the follow-up financing. Due to the many different factors that influence the interest rates for a mortgage in Frankfurt am Main, it is important that you receive individual consultation. Our experts are on hand to give you all the advice you need and help you find the optimal construction financing. Mortgage rates in Germany are usually calculated based on the risk that the borrower will not repay the loan. If you make a low down payment, you will need a higher loan amount and a longer term.

“We had a fantastic experience negotiating the complexities of the German banking system with Basar's help. We were able to secure a loan for even more than we expected with a fantastic rate and this was done quickly and with great customer service. From the first touchpoint, they guided us through step by step and answered our overwhelming amounts of questions. In your secure online account, you can easily upload your required personal, property and mortgage documents to get approved faster than traditional brokers.

Thursday, December 10, 2020

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Wednesday, December 9, 2020

Kodiak Steel Homes Why Choose Them? In-depth Review

Prefab metal building does not have too many elements, and it comes with warranties along with the insurance. Thankfully, the metal building is a good investment in property, especially if you have no money to build from scratch. Sometimes, homeowners want to add the square footage of their houses. It is a difficult thing to do if you have a prefab metal home.

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According to the customer reviews, Kodiak steel homes perform better than their competitors. Lower Insurance – As steel homes are more structurally-sound, they are favoured by insurers because they provide qualities such as weather-resistant and durability. Kodiak Steel Homes are designed to withstand any type of weather conditions.

Commercial/ Industrial metal buildings

A Kodiak Steel Homes framing system can also save you money. Labor should cost less because an experienced steel erection crew can assemble it in days . Because our pre-engineered frame has sufficient shear strength on its own, you do not have to use sheathing board on your walls although many people choose to anyway. You will need a different type of foundation than those typically used with stick-built home, one with relatively deep piers to support our load-bearing columns. It may cost a little more, but any difference will not be wasted. It is a key element in a superior system that will better protect your home and family in case of flood or high winds.

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Some main components are shaping the Kodiak steel home kits. It serves to support the brick wall and shingle roofs. In comparison to other materials, a steel frame remains tough to beat. The clear reflection of DIY dwelling models using the shining pieces is none other than the Kodiak steel homes.

Disadvantages of Building Your Own Metal Home

With the rising price of houses, more people now move to a metal home for living. Metal buildings are cost-efficient, strong, and easy to modify. Yes, you will probably save a lot of money on heating and cooling costs.

Furthermore, each metal home kit is pre-engineered with a framing system that is quite easy to erect. Also, their kits have way more advantages than drawbacks, and the price point very solid and affordable. Take your time and do your own due diligence – Rome wasn’t build in the day nor a decades-lasting metal home kit. When building a house from scratch is not an option, metal building homes can be your choice. These prefab homes are more cost-effective, and they come in various sizes and types. With the available market for residential metal structures, the House family pushed their brother John House to head a new department.

Q: Can I have a roof made of a different material other than steel?

Conventional homes are built with raw materials, primarily lumber. People have been building homes with wood for thousands of years, and for the most part, this method works pretty well. But wood does have some disadvantages that can cause serious issues in the future.

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However, suppliers generally offer a lower cost per square foot when you choose to build larger metal homes. The average cost ranges from $111-$127 per square foot, depending on the final size and location of your house. The steel building kits from Kodiak have always been known to be structurally durable and aesthetically pleasing. However, there might be worries about the oxidation of the beams in the basement are of the structure – whether it is a home or storage building. Fortunately, you won’t have to worry about that, because the steel used by Kodiak is of high quality and does not oxidize.

Morton Buildings

And the strong steel frame means that Kodiak’s homes are better able to stand up to natural disasters, like earthquakes and hurricanes. Kodiak uses pre-engineered steel framing in their home kits, which is the strongest material you can get in the residential market. When building a metal home, you need to consider extra expenses for windows, doors, insulation, plumbing system, licenses, and insurance. The building is spacious and allowing the owners to create the ideal floor plan. Metal building has ample space without intruding columns or beams, ideal for storing a plane.

See what makes up a pre-engineered Kodiak Steel Homes kit, its parts, its principles, and its options. Follow the links in this section to explore the elements of our system and the many choices available to you. Yes, but our standard models are more affordable and can be produced quicker. Not only is your environment clean and safe but it can keep your family away from the serious environmental health hazard. Also, steel material is out of harm’s way as the main component of it is free from the toxic and irritating chemicals.

If you want to expand your business, you only need to order expandable metal home kits. You can also order and construct another one, and the design will not look too different. The metal building is even stronger against rats, elements, mold, and fire.

A prefab metal home is not precisely adaptable, so you must consider all aspects in the local area before buying one. The steel frame of the recycled version is comprised of fragments and scraps of unused metals. The recycled construction using the strongest element carries out the high value in the green building project.

Elite Metal Buildings – Why Choose Them? (Unbiased Review)

However, this model is not too strong against extreme wind. The construction is relatively easy, but installing doors and insulation features is often expensive and challenging. The curved shape of the structure usually requires customized windows and doors. Companies that sell metal home kits usually have professional builders, and the professional ones even have their own contractors.

If you hit it hard enough, it may dent, but it is almost unbreakable, and of course very fire resistant. All vinyl siding will melt next to a heat source like a barbeque grill or trash fire. In line with the increasing number of the demand for eco-friendly dwellings, the request of the recycled steel homes also remains high.

It is also strong and can protect the aircraft, along with other equipment, from harsh elements. US Department of Defense requires all aviation buildings to be made of metal. Therefore, ordering metal home kits for a hangar is a must. The metal building is ideal for agricultural buildings because there is enough space to store livestock, tractor, harvester, and other large objects.

The material is flexible, easy to roll and cut, and made of fiberglass, polyurethane, or polystyrene. Different metal home manufacturers may offer other specific sizes. You can search the one that perfectly matches your needs. There are also ample spaces for kitchen, dining room, living room, bathrooms, laundry room, and office. The same method is also used when connecting the house to its foundation. Accurate measurement is essential to make sure that the structure fits its foundation well.

Cost of Building a Metal Home in 2022 Compare Prices

An official quality proof from the manufacturer will help you securing lower rate for insurance. You need to research price lists for materials such as electric and plumbing systems, paint, and cabinetry before calculating the entire amount. For example, if your entire house costs around US$30,000 , expect to pay the delivery cost as much as US$2,400. Before making a purchase, remember to adjust your needs and budgets to these affordability aspects.

how much do kodiak steel homes cost

Surprisingly, compared to a wood-framed home, steel weighs a lot lighter. It is also highly resistant to stretching and pressing. The resistance to fire and elimination of mold, rot and termite issues alone makes it worth the price.

Want to Have Metal Building Homes? Here’s What You Need to Know

You can use crown molding and other nice trim details to make your home special. Our walls are perfectly straight so that the lines finish out crisp and clean. Our clearspan design lets you use any floor plan you want. Because our homes are so energy efficient, the temperature stays more constant and the home feels more comfortable.

After submitting this form you’ll be sent pricing by up to 5 companies. Some companies will compensate us for helping them find people in need of metal buildings. Their steel and metal homes can be customised to your specific needs such as the number of doors and windows you have as well as their sizes. However, for your metal home, you will usually have straight walls joined by an arched roof, which allows you to make the most of the clear interior space. Other than titanium, steel is the most durable construction material that you can find.

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With this in mind, it is debatable what is more eco-friendly – timber or metal. Either way, to help the environment, the company uses recycled steel for its metal home manufacturing which definitely makes a positive impact on the environment. Each design from Kodiak Steel Homes is fully certified by a licensed engineer. These are also designed to follow the building code of your area. They calculate the potential strength of the winds and load the metal home can carry.

If you hit it hard enough, it may dent, but it is almost unbreakable, and of course very fire resistant. All vinyl siding will melt next to a heat source like a barbeque grill or trash fire. In line with the increasing number of the demand for eco-friendly dwellings, the request of the recycled steel homes also remains high.

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Since metal is a noncombustible material, it has lower risk hazard, which means it is more favorable in the eyes of insurance companies. Depending on where you live, you can also fund your home building with loans. There are various loan companies that offer service for owner-builder. Often, the choice of a house depends on local conditions, such as weather, climate, and terrain.

how much do kodiak steel homes cost

Each Kodiak’s steel building kit includes the basic metal framing package. Additionally, you will have a lot of interior and exterior components you can choose from. You will also have the option to purchase these accessories in-house or from other sources. A steel framed home is no more likely to be hit by lightning than a wood framed house. The difference is that the steel home is much safer if it is struck.

If you want to expand your business, you only need to order expandable metal home kits. You can also order and construct another one, and the design will not look too different. The metal building is even stronger against rats, elements, mold, and fire.

Consider how a Kodiak Steel Homes model compares to houses built with more traditional materials in cost, appearance, and construction. Can I move my doors and windows around, or change the size? Yes, you can locate your framed openings anywhere you want. Plus we send extra framing and trim in case you want to add extra windows or doors. Single span buildings will provide your home with a completely clear-span interior space, which means that it won’t be interrupted by things like beams or columns.

Long-term money saving

Also, make sure you deal with all the permits and licenses before ordering the house to avoid future legal troubles that can cost a lot. Property, such as a house or office building, is a form of long-term investment. As long as you have it, you need to consider the affordability, both for short and long terms. Fire hazard is one of the top risk factors that can increase your insurance cost. On the contrary, metal is non-combustible, meaning that its risk to catch fire is smaller, and metal home is a great way to reduce insurance cost. Here are things you need to know about building a metal home .

how much do kodiak steel homes cost

This kind of elegant house is where you can take a leisure activity in an expansive living room so that the complaints no longer exist. The most famous model elevating your design palate has the basic price which is around 57,604 USD. Unfortunately, the roof, as well as the exterior part is not included. The choice of a steel material is considered proper as it’s long-lasting regarding durability. This truth is contradictory to conventional houses that are made up of lumber. This novel concept way of living carries out something vibrant, and lively making homeowners keyed up.

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If possible, you should consider hiring metal home builders that are run locally. If you are unsure about all aspects of construction, it is better to use their services. Builders and contractors that work with your metal home manufacturer have known about the specs, which make the project runs more smoothly.

how much do kodiak steel homes cost

There are multiple benefits to building a home, as opposed to buying a home. When you build your own home, you can select unique designs, newer appliances, and other personal touches that make the home sincerely yours. Wood may be a renewable resource, however, once it is cut down, it takes years and many resources to regrow a forest.

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